Planned Giving

Ensure a bright and sustainable future for individuals who are visually impaired or Blind by making a planned gift.

Planned Giving: Create a Legacy of Independence

Planned gifts are powerful. They allow you to care for your family and ensure that people who are blind or visually impaired continue to receive life-changing services for years to come.

Whether you choose to remember Lighthouse for the Blind of the Palm Beaches, Treasure Coast and Okeechobee in your will, receive income for life through a charitable gift annuity, or make a gift from your IRA, your generosity builds a future of dignity, opportunity, and independence.

Bequest a Gift

Your lifetime gift and/or legacy gift to The Lighthouse for the Blind of the Palm Beaches secures the future of programs and services that create opportunities for upward mobility, self-sufficiency, and independence.

You can help ensure a future of dignity, empowerment, and independence for individuals who are visually impaired by making a planned gift to the Lighthouse.

Join the Legacy Society Today

Charitable Gift Annuity

Reliable income for you. Lasting impact for Lighthouse.

If market ups and downs are wearing you out, a charitable gift annuity (CGA) can provide you with steady, fixed payments for life while supporting Lighthouse’s mission.

Benefits of a Charitable Gift Annuity

Lifetime fixed payments to you (and/or another person you choose)
Charitable income tax deduction for a portion of your gift
Payments that may be partially tax-free
Meaningful support for Lighthouse, empowering individuals who are blind or visually impaired

How a Charitable Gift Annuity Works

You make a gift of cash or appreciated assets (such as stocks) to Lighthouse for the Blind of the Palm Beaches.
We agree to pay you a fixed amount every year for life. Your rate is based on your age at the time of the gift.
You receive a charitable income tax deduction in the year you establish the annuity.
Any remaining value of the annuity at the end of the payment term goes to Lighthouse to support our programs.

Funding with cash can make a significant portion of each payment tax-free. Funding with appreciated securities may reduce or spread out capital gains tax.

IRA Charitable Rollover (Qualified Charitable Distribution)

If you are age 70½ or older, you can use your IRA to make a tax-wise gift that supports Lighthouse and may reduce your taxable income.

An IRA charitable rollover—also called a Qualified Charitable Distribution (QCD)—allows you to give directly from your IRA to Lighthouse.

Benefits of an IRA Charitable Rollover

Avoid income tax on IRA funds transferred directly to Lighthouse
May satisfy all or part of your Required Minimum Distribution (RMD) for the year
Reduce your taxable income, even if you do not itemize deductions
Give beyond normal deduction limits, since QCDs are not subject to charitable deduction caps
Support Lighthouse’s mission today with a flexible, high-impact gift

Current law allows qualified individuals to give up to the annual QCD limit each year (for example, up to $108,000 per person in 2025, indexed for inflation). Check with your advisor for the latest limits and how they apply to you.

How an IRA Charitable Rollover Gift Works

Contact your IRA plan administrator and request a Qualified Charitable Distribution to Lighthouse for the Blind of the Palm Beaches.
Your IRA custodian sends the funds directly to Lighthouse (or provides you with a check made payable to Lighthouse).
We acknowledge your gift as a qualified charitable distribution, which may count toward your RMD, if applicable.

Please note: IRA charitable rollover gifts are not eligible for an additional charitable income tax deduction, because the funds are excluded from your taxable income.